Last updated: March 20, 2026
By accessing or using Mosaic Finance ("the Service"), operated by Mosaic Finance ("we", "us", or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.
Mosaic Finance is a financial research and analysis platform that provides company data, economic indicators, portfolio tracking, AI-powered research tools, and related services. The Service is available via web application at mosaicfinance.xyz.
To access certain features, you must create an account using Google authentication or email/password registration. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate and complete information during registration.
Mosaic Finance offers free and paid subscription tiers. Paid subscriptions are billed monthly through Stripe. By subscribing to a paid plan, you authorize us to charge your payment method on a recurring basis. You may cancel your subscription at any time through the billing portal; cancellation takes effect at the end of the current billing period.
New accounts receive a 14-day free trial of Pro features. No credit card is required for the trial. After the trial period, your account will revert to the Free tier unless you subscribe to a paid plan.
The Service provides financial data, analysis tools, and AI-generated insights for informational and educational purposes only. Nothing on this platform constitutes financial, investment, tax, or legal advice. You should consult a qualified financial advisor before making any investment decisions. We are not a registered broker-dealer, investment advisor, or financial planner.
While we strive to provide accurate and timely financial data, we do not guarantee the accuracy, completeness, or timeliness of any data or analysis provided through the Service. Financial data is sourced from third-party providers and may contain errors or delays. You use the data at your own risk.
You agree not to:
The Service, including its design, features, code, and content, is owned by Mosaic Finance and protected by intellectual property laws. Your subscription grants you a limited, non-exclusive, non-transferable license to use the Service for personal or internal business purposes.
Your use of the Service is subject to our Privacy Policy. We collect and process your data as described therein, including account information, portfolio data you choose to store, and usage analytics. We do not sell your personal data to third parties.
To the maximum extent permitted by law, Mosaic Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or investment losses arising from your use of the Service. Our total liability shall not exceed the amount you paid for the Service in the twelve months preceding the claim.
The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We reserve the right to suspend or terminate your account at our discretion, with or without notice, for conduct that we determine violates these Terms or is harmful to other users, us, or third parties. Upon termination, your right to use the Service ceases immediately.
We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on the Service with a revised "Last updated" date. Your continued use of the Service after such changes constitutes acceptance of the updated Terms.
If you have questions about these Terms, please contact us at [email protected].